Sers ohio - Death of a Beneficiary. If you chose Plan A, C, or D and your beneficiary dies before you do, your plan may be changed to a Plan B (Single Life Allowance) with an adjustment in your pension. If you chose Plan F and a beneficiary dies before you do, your pension will be adjusted on the basis of the remaining beneficiary or …

 
BACK TO SERS HOMEPAGE. We are the School Employees Retirement System of Ohio that provides retirement allowances, disability & survivor benefits, and access to health care coverage. Want to learn more about your retirement with SERS? Take advantage of our webinar presentations, events, and seminars to help you learn …. The box houston

Secure Access. Always make sure you see your correct image and phrase before entering your password. If you do not see your image and phrase, do not enter your password …Speaking at a SERS Board Meeting. The Ohio Open Meetings Law governs meetings of the SERS Board and its committees. While the Open Meetings Law does not give members of the public the right to be heard at a public meeting, it is the intention of the SERS Board to allow reasonable opportunity for members of the public to address the Board during its … SERS provides additional information for employers through: ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: The School Employees Retirement System of Ohio (SERS) was established in 1937 and is proud of its record as a good steward of its members’ and employers’ contributions. The SERS mission is to provide its membership with valuable lifetime pension benefit programs and services. Once a person becomes a member of SERS, they begin funding their ... Please note: SERS cannot project future member contributions, so estimates based on retirement dates further into the future are more likely to indicate a benefit cap. ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll-free: (877) 213-0861. INFO. Home ...Account Login is your personal resource tool to manage your account with SERS. With Account Login, you can: Update your personal information, including address, beneficiary, direct deposit, and tax withholding ... OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. …REFUNDING YOUR SERS ACCOUNT Read this information and contact SERS if you have questions about your eligibility to receive a refund or about the effects of taking a refund ... Suite 100, Columbus, Ohio 43215-3746 | 614-222-5853 | Toll-Free 800-878-5853 | www.ohsers.org REF-7005 8/2022. REF-7005 8/2022 TAXES If the total amount of the … SERS provides additional information for employers through: ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: SERS is committed to its mission of providing our membership with valuable lifetime pension benefit programs and services, while helping our membership understand and achieve security in retirement. SERS is honored to serve the people who play such an important role in serving Ohio’s schools and school children.Beneficiary Amount $223.42. Plan B – Single Life Allowance. Maximum monthly allowance to you for your life only. $488.31. Plan C – Joint Survivor Allowance. To you for life. After your death, other proportionate amount to your beneficiary. Member Amount $469.75. Beneficiary Amount $100.00.1 To be eligible for service retirement you must have 5.00 years of qualifying service credit, which includes: earned credit with STRS Ohio, Ohio Public Employees Retirement …The School Employees’ Retirement System of Ohio (SERS Ohio) has approved a private equity commitment, according to materials from its latest board meeting. Kohlberg Investors X, a mid-market buyout fund managed by Kohlberg & Company, received a $50 million commitment, while its sidecar co-investment vehicle received $25 million.The recently passed state budget, House Bill 33, included an anti-spiking provision that impacts the School Employees Retirement System (SERS). Referred to as a contribution-based benefit cap (CBBC), the change in law had been sought by the SERS Board. The CBBC was previously passed by the Ohio House in separate …223 Sers jobs available on Indeed.com. Apply to Senior Data Specialist, Process Technician, 2024-2025 School Leadership Resume Drop and more! ... school employees retirement system of ohio sers. surs. strs. ohio public employees retirement system opers. pers. state of ohio. imrf. government. Resume Resources: Resume Samples - Resume …General telephone number: 614-222-5853. Toll-free telephone number: 800-878-5853. Office Information. Office Hours: Monday through Friday, 8 a.m. to 4:30 p.m. The SERS office is closed to observe the following holidays: New Year’s Day, Martin Luther King Jr. Day, Memorial Day, Independence Day, Labor Day, Thanksgiving … SERS provides additional information for employers through: ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: SERS is moving to a two year Open Enrollment period for dental and vision coverage. When enrolled, you must pay the monthly premiums from January 1, 2024 through December 31, 2025. ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll-free: (877) …Most business loan applications, permits and certifications contain the company's EIN. If all else fails, call the IRS Business & Specialty Tax Line at 800-829-4933. If the desired EIN belongs to a business that is not owned by the individual seeking it, they will not likely have access to the business' tax records.SERS is a pension plan for public school employees in Ohio. Learn about eligibility, benefits, retirement options, and how to estimate your pension amount.SERS functions as both a pension fund and a disability insurance program. Ohio residents can receive both SERS benefits and Social Security benefits if they qualify for both. That answer sounds confusing, but being dual eligible means you contributed to both the state-based program and the federal one. School Employees Retirement System of Ohio.After establishing one-and-one half (1.5) years of new service credit with SERS, State Teachers Retirement System (STRS), or Ohio Public Employees Retirement System (OPERS), the Ohio Police and Fire Pension Fund (OP&F) or the Ohio Highway Patrol Retirement System (HPRS), the employee can restore SERS credit cancelled due to a …Account Login is your personal resource tool to manage your account with SERS. With Account Login, you can: Update your personal information, including address, beneficiary, direct deposit, and tax withholding ... OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. … The amount of your Social Security spousal benefit is reduced by two-thirds of the amount of your SERS pension. For example: Your SERS monthly pension is $1,200, and you also are entitled to a $1,000 Social Security spousal benefit. Two-thirds of your SERS benefit is $800, and when deducted from your Social Security benefit, leaves you with ... SERS does not cold call members for retirement consultations, and only schedules retirement counseling appointments at the request of the member. If you receive a suspicious email, call, or text message that purports to be SERS that you suspect is a scam, please report this activity to the SERS call center at 217-785-7444. ... Secure Access. Always make sure you see your correct image and phrase before entering your password. If you do not see your image and phrase, do not enter your password and contact SERS for assistance. Welcome to the SERS YouTube channel. Here you'll find videos covering a variety of topics for our members, retirees, and employers. ohsers.org and 2 more links. Subscribe. The School Employees Retirement System of Ohio (SERS) is a qualified governmental plan under sections 401(a) and 414(d) of the Internal Revenue Code of 1986. The Internal Revenue Service (IRS) most recently issued a Determination Letter to SERS on May 19, 2017 , which was based upon an application SERS filed during the second Cycle E remedial ... SERS Health Care Partners. Medical and prescription drug plans often call enrollees regarding a prescription fill or programs for in-home health assessments, diabetes prevention, or care management. Medicare regulations also require that specific calls are made during the year. You may receive a call or mailings from one of SERS’ partners ...1 To be eligible for service retirement you must have 5.00 years of qualifying service credit, which includes: earned credit with STRS Ohio, Ohio Public Employees Retirement …Ohio Government Websites; Site Search. House Bill 601 . Summary Documents Status Votes Committee Activity Return To Search . Regards STRS and SERS contributions and retirement [ Show Long Title] To amend sections 3307.28, 3307.58, 3307.67, and 3309.49 of the Revised Code regarding increasing contributions for employers to the State Teachers ...Sears Mansfield, Mansfield, Ohio. 245 likes · 31 were here. Full Line Retail store. Departments include Large Appliances, Mattresses, Lawn & Garden,...SERS is a pension fund for Ohio public school employees who perform important roles that keep schools running smoothly. Learn about SERS programs, benefits, and eligibility for …Payment of employer contributions for employers not using Ohio Department of Educations's Foundation Program are to be remitted to SERS no later than five business dates from the pay date. ... OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll-free: (877) 213 …Unless the federal government extends it, the Marketplace Open Enrollment for 2023 will run from November 1, 2022, to December 15, 2022. If you are currently enrolled in the SERS Wraparound Health Reimbursement Arrangement (HRA), you will receive 2023 premium and plan information directly from your Marketplace plan.Please note: SERS cannot project future member contributions, so estimates based on retirement dates further into the future are more likely to indicate a benefit cap. ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll-free: (877) 213-0861. INFO. Home ...1 To be eligible for service retirement you must have 5.00 years of qualifying service credit, which includes: earned credit with STRS Ohio, Ohio Public Employees Retirement … SERS is the School Employees Retirement System of Ohio, a single-plan retirement system for the unsung heroes of the Ohio public school system. Learn about SERS's benefits, programs, and resources for members who fund their retirement through contributions and investment returns. SERO is a nonprofit organization for retired and contributing school employees in Ohio. It provides health care, legislative updates, events, and resources for members. Call Social Security at 1-800-772-1213 for additional information. SERS offers two types of service retirement: unreduced service retirement and early service retirement with reduced benefits. For unreduced service retirement, you will earn the maximum pension amount based on your service credit (how long you’ve worked in an Ohio public ... Employee Testimonials. SERS is proud to be an equal opportunity employer. If you require reasonable accommodation for any part of the application or hiring process due to a disability, you may submit your request by sending an email to [email protected] or by calling (614) 340-2255. This option is reserved for individuals who require accommodation ... 1 To be eligible for service retirement you must have 5.00 years of qualifying service credit, which includes: earned credit with STRS Ohio, Ohio Public Employees Retirement …In calculating the annual COLA, SERS compares the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) at June of the preceding year to the June CPI-W figure of the current year, capped at 2.5%. The CPI-W in June of 2019 was 249.747 and the CPI-W in June 2020 was 251.054, an increase of 0.5%. In contrast, …300 E. Broad St., Suite 100, Columbus, Ohio 43215-3746 Toll-Free 800-878-5853 www.ohsers.org HCS-7015 Rev. 9/2022 Page 1 of 2 Use this worksheet to compare the Aetna Medicare Plan’s in-network coverage to other plans. Remember, if you waive SERS’ health care, you may not be able to enroll in the future. Contact SERS for more information.Your initial consultation is completely free. If you need an attorney to assist with your SERS disability claim, contact us today at 614-221-3318. Contact Us Today. The best time to contact an Agee Clymer attorney is before you file your SERS disability application so that we may advise you as to the best time to file.Our Name and Purpose. Founded in June 1978 by a School Employee Retiree, SERO is a voluntary organization dedicated solely to benefit the retired and contributing members of the School Employees Retirement System, SERS. SERO’ promotes the interests and welfare of Ohio’s School Employees. SERO educates school employees about matters of ...Did you serve in the military or refund any service credit from an Ohio pension system? Purchasing this credit could increase your pension. Contact us for a cost estimate soon. ... OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll-free: (877) 213-0861. INFO. Home ...3319.31 of the Ohio Revised Code and issued by the Ohio Department of Education (ODE) are SERS’ members. This also includes contract companies and their employees. Membership Breakdown Paragraphs (B)(1), (B)(2), and (B)(3) of section 3309.01 (B) describe three separate definitions of “employee” for SERS-covered members. … You cannot apply for a SERS disability benefit if a condition resulted from the commission of a felony or occurred after SERS-covered employment ended. Payment of Benefits Under the new disability plan, the amount of your annual benefit is the greater of: 45% of your FAS; or, your total service credit at the time of your application multiplied ... SERS does not cold call members for retirement consultations, and only schedules retirement counseling appointments at the request of the member. If you receive a suspicious email, call, or text message that purports to be SERS that you suspect is a scam, please report this activity to the SERS call center at 217-785-7444. ...Payment of employer contributions for employers not using Ohio Department of Educations's Foundation Program are to be remitted to SERS no later than five business dates from the pay date. ... OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll-free: (877) 213 … The amount of your Social Security spousal benefit is reduced by two-thirds of the amount of your SERS pension. For example, if your SERS monthly pension is $1,200, and you also are entitled to a $1,000 Social Security spousal benefit. Two-thirds of your SERS pension is $800 which, when deducted from your Social Security benefit, leaves you ... With $5,000 in start-up money from the state of Ohio, SERS began operating on September 1, 1937. SERS owes its existence to the Cleveland Custodians Pension Fund, which was organized in 1927. The success of the custodian’s fund, coupled with interest from school employees in other occupations to join, was enough to convince legislators to ...SERS is a pension fund for Ohio public school employees who perform important roles that keep schools running smoothly. Learn about SERS programs, benefits, and eligibility for …All reemployed retirees are required to contribute to SERS if employed in a SERS-covered position. A retiree of SERS or another Ohio state retirement system should wait two months from the effective date of retirement before public reemployment. A retiree who is employed in a SERS position within the first two months of retirement loses the ...Surface-enhanced Raman spectroscopy (SERS) is a highly sensitive technique that enhances the Raman scattering of molecules supported by some nanostructured materials. SERS allows for the ... Our Name and Purpose. Founded in June 1978 by a School Employee Retiree, SERO is a voluntary organization dedicated solely to benefit the retired and contributing members of the School Employees Retirement System, SERS. SERO’ promotes the interests and welfare of Ohio’s School Employees. SERO educates school employees about matters of ... Employers are responsible for notifying SERS of an employee who is eligible for an ARP within 10 days of the employee’s first day of employment by submitting a Notice of Employment or Reclassification ... OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll-free: (877 ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll-free: (877) 213-0861. INFO. Home. SERS. Service. Service credit in a defined benefit plan with Ohio Public Employees Retirement System ( OPERS) and the School Employees Retirement System ( SERS) can be combined with STRS Ohio service credit at the time you retire. The benefit is calculated and paid by the system in which the greatest amount of service credit is established.Public Retirement Systems. Learn about resources for Ohio's public retirees. Ohio's public employees are represented by several retirement systems. Learn more about these and other resources for public retirees from the Ohio Department of Administrative Services. Launch. Public Retirement Systems. Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll-free: (877) 213-0861. INFO. Home. Sears Mansfield, Mansfield, Ohio. 245 likes · 31 were here. Full Line Retail store. Departments include Large Appliances, Mattresses, Lawn & Garden,...Public Retirement Systems. Learn about resources for Ohio's public retirees. Ohio's public employees are represented by several retirement systems. Learn more about these and other resources for public retirees from the Ohio Department of Administrative Services. Launch. Public Retirement Systems.Access to this Site is available for the purposes of accessing and updating your SERS account information, generating benefit estimates, and viewing documents in your SERS …Depending upon the employee's SERS compensation, employee & employer contributions are required to SERS. Compensation includes salary, wages & other earnings paid to employee in exchange for work. ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer …School Employees Retirement System (SERS) The School Employees Retirement System of Ohio is the statewide pension funding providing pension benefits and access to post … SERS provides retirement allowances, disability & survivor benefits, and access to health care coverage. ... Columbus, OH 43215-3746. Directions to SERS . Columbus ... Richard Stensrud joined SERS as the Executive Director in 2017. He is the central point of accountability for SERS’ overall affairs, investment performance, and operational and financial performance. ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer toll ... Purchasing Credit. Service credit can affect the amount of some benefits and when they begin. Survivors can purchase any credit the member was eligible to purchase, including military service, SERS credit cancelled by withdrawal, school service outside Ohio’s public system, service within the Ohio Police & Fire Pension Fund or Ohio Highway Patrol Retirement System, and noncontributing service. The amount of your Social Security spousal benefit is reduced by two-thirds of the amount of your SERS benefit. The following is an example: Your SERS monthly pension is $1,200, and you are entitled to a $1,000 Social Security spousal benefit. Two-thirds of your SERS pension is $800, which, when deducted from your Social Security benefit ... STRS Ohio benefit payment options, call toll-free 888-227-7877 and request a Service Retirement and Plans of Payment brochure or visit the STRS Ohio website at www.strsoh.org. Retirement income is based on a calculation that uses the member’s age, years of service and final average salary. Members receive 2.2% of their five-year finalBACK TO SERS HOMEPAGE. We are the School Employees Retirement System of Ohio that provides retirement allowances, disability & survivor benefits, and access to health care coverage. Want to learn more about your retirement with SERS? Take advantage of our webinar presentations, events, and seminars to help you learn …Depending upon the employee's SERS compensation, employee & employer contributions are required to SERS. Compensation includes salary, wages & other earnings paid to employee in exchange for work. ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: (800) 878-5853. Employer …Unless the federal government extends it, the Marketplace Open Enrollment for 2023 will run from November 1, 2022, to December 15, 2022. If you are currently enrolled in the SERS Wraparound Health Reimbursement Arrangement (HRA), you will receive 2023 premium and plan information directly from your Marketplace plan.eSERS is SERS’ secure intranet designated just for our employers. This tool provides employers with an effective, time-saving way to submit and view critical financial and …Traditionally, the SERS benefit formula multiplies 2.2% of a member’s Final Average Salary (FAS) by years of service to determine a pension amount. The member’s FAS is the best 3-year average of compensation. ... Proponents of the bill include Protect Ohio Pensions, SERS, and the School Employee Retirees of … Select a Security Image and Phrase. Select an image that will be displayed each time you log in and enter a phrase that only you would associate with the image. if you do not see your image and phrase when you log in, do not enter your password and contact SERS for assistance. Selected Image *. Employee Testimonials. SERS is proud to be an equal opportunity employer. If you require reasonable accommodation for any part of the application or hiring process due to a disability, you may submit your request by sending an email to [email protected] or by calling (614) 340-2255. This option is reserved for individuals who require accommodation ...With the backing of SERS’ Board of Trustees, H.B. 146, introduced by Rep. Adam Bird (R-New Richmond) and co-sponsored by Rep. Mary Lightbody (D-Westerville), would implement a Contribution Based Benefit Cap (CBBC) for SERS. ... 2023. The bill received proponent testimony from SERS, School Employee …School Employees Retirement System of Ohio (SERS), Columbus, Ohio. 3,549 likes · 481 were here. Our mission is to provide our membership with valuable lifetime pension benefit programs and servicesSERS is committed to its mission of providing our membership with valuable lifetime pension benefit programs and services, while helping our membership understand and achieve security in retirement. SERS is honored to serve the people who play such an important role in serving Ohio’s schools and school children.Ohio Public Employees don’t pay into social security. Instead, they either pay into the Ohio Public Employees Retirement System (OPERS), State Teachers’ Retirement System (STRS), or School Employees Retirement System (SERS). For decades, these organizations offered better disability packages than social security, but that …

eSERS is SERS’ secure intranet designated just for our employers. This tool provides employers with an effective, time-saving way to submit and view critical financial and …. Walmart hobbs

sers ohio

Ohio, during his 22 years at SERS. The system organized the construction of 88 East Broad Street and what is now the Columbus Renaissance hotel at 50 North Third Street, at that time the first two high-rise buildings in the downtown area in over 40 years. SERS experienced tremendous growth while Mr. Ashman was the …Ohio Government Websites; Site Search. House Bill 601 . Summary Documents Status Votes Committee Activity Return To Search . Regards STRS and SERS contributions and retirement [ Show Long Title] To amend sections 3307.28, 3307.58, 3307.67, and 3309.49 of the Revised Code regarding increasing contributions for employers to the State Teachers ...eSERS is SERS’ secure intranet designated just for our employers. This tool provides employers with an effective, time-saving way to submit and view critical financial and … For their service, they receive reliable pensions that are spent locally on groceries, health care, and other goods and services. Of the 81,833 individuals receiving pension benefits from SERS, 91% live in Ohio. In FY2023 alone, pension benefit payments exceeding $1.25 billion were distributed among Ohio’s 88 counties, positively impacting ... Combined Membership. This makes it possible to combine salary and service credit from multiple Ohio retirement systems into one benefit. Member accounts are transferred at retirement, with the system holding the most service credit actually handling processing and payment. Double service credit cannot be given if a member pays into more than ...United States. Columbus, OH. School Employees Retirement System of Ohio (SERS) Our mission is to provide our membership with valuable lifetime pension benefit programs and services. (77) The official School Employees Retirement System of Ohio’s page is intended for sharing information, ideas, and opinions about issues of …Email your question to [email protected]. Call us at 1-800-878-5853. Your call will be answered in the order it was received. Leave a voicemail message for our support team. We will return your call as soon as possible. Please, only use one of the above contact methods.Forgot Username. Please enter the information below and click Continue. SERS provides additional information for employers through: ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree toll-free: School Employees Retirement System of Ohio (SERS), Columbus, Ohio. 3,549 likes · 481 were here. Our mission is to provide our membership with valuable lifetime pension benefit programs and services For fiscal year ending June 30, 2023, SERS’ investment net return was 7.39% with $17.83 billion in assets. The Fund outperformed the policy benchmark by 0.30%. SERS maintains a diversified investment portfolio including global equities, global bonds, global private credit, global real assets, global private equity, and short-term securities. SERS. Service. Service credit in a defined benefit plan with Ohio Public Employees Retirement System ( OPERS) and the School Employees Retirement System ( SERS) can be combined with STRS Ohio service credit at the time you retire. The benefit is calculated and paid by the system in which the greatest amount of service credit is established.The Ohio Public Employee Retirement System (OPERS) provides retirement, disability, and survivor benefit programs for public employees throughout the state of Ohio who are not otherwise covered by another state or local retirement system. OPERS serves more than 1 million past and present Ohio workers and had over … School Employees Retirement System of Ohio | Serving the People Who Serve Our Schools® 4 Employers All K-12 public schools, including community schools, are contributing employers. In addition, the system serves 13 community and technical colleges and Akron University*, bringing the total number of contributing employers to over 1,000. The School Employees Retirement System of Ohio (SERS) is a qualified governmental plan under sections 401(a) and 414(d) of the Internal Revenue Code of 1986. The Internal Revenue Service (IRS) most recently issued a Determination Letter to SERS on May 19, 2017 , which was based upon an application SERS filed during the second Cycle E remedial ... REFUNDING YOUR SERS ACCOUNT Read this information and contact SERS if you have questions about your eligibility to receive a refund or about the effects of taking a refund ... Suite 100, Columbus, Ohio 43215-3746 | 614-222-5853 | Toll-Free 800-878-5853 | www.ohsers.org REF-7005 8/2022. REF-7005 8/2022 TAXES If the total amount of the …The Annual Comprehensive Financial Report contains detailed information about SERS’ financial operations, including our stewardship of the funds entrusted to us, and our compliance with all of the legal requirements placed on us by the state. ... Columbus, OH 43215-3746. Directions to SERS . Columbus area: (614) 222-5853. Member and Retiree ... For their service, they receive reliable pensions that are spent locally on groceries, health care, and other goods and services. Of the 81,833 individuals receiving pension benefits from SERS, 91% live in Ohio. In FY2023 alone, pension benefit payments exceeding $1.25 billion were distributed among Ohio’s 88 counties, positively impacting ... How to Apply for Disability Benefits. If you qualify for a disability benefit contact STRS Ohio toll-free at 888‑227‑7877 to have a disability application packet sent to you. The member should apply for disability benefits in a timely manner to avoid exhausting sick leave before the application process is complete..

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